Viral Socialite

Although it’s not clear to me what the cause or causes are of the catastrophic BP oil spill, there have been several explanations for it which would suggest that it wasn’t simply an accident, but rather an event that might have been avoided.

One article I read suggested that some sort of oil leak cut-off system could have been put into place but wasn’t because it would have required time and money, two commodities the oil executives were not interested in expending.

Another article suggested that more research was necessary in regard to oil drilling at the depths involved, but this, too, would have cost more time and money, with decreased profits in the process.

Neither of these scenarios may be true. Nonetheless, the overall impression I’ve gotten from the articles I’ve read is that BP was more interested in profits than safety, and that this “accident” was more a function of corporate convenience, corporate greed, corporate irresponsibility, and corporate shortsightedness more than anything else.

If this is true, then there is a clear take-home message for all of us: Whether we are developing a career or a product, it behooves us, before putting the career and product out there, to pay close attention and make wise choices.

We don’t cut corners. We do our homework. We do the research. We explore all options. We do our due diligence to make sure that what we are doing will benefit and not harm. We spend the time and money necessary to do it safely and to do it right, so that we’ve put our best foot forward and we don’t end up with a catastrophe or crisis that is damaging to ourselves or to others.

It is wise to do these things even if it pushes back our launch dates and reduces our profit margin, because we may discover flaws and inconsistencies which we may be able to correct and adjust for, saving ourselves a lot of money and aggravation in the future which could cripple our goals and profits in the long run.

WHAT ABOUT OUR PERSONAL RELATIONSHIPS?

The same advice applies: We need to take our time. We need to pay attention. We need to do the research. We need to look before we leap.

The divorce rate is so high and many relationships are so unsatisfying because we don’t do these things. When we meet someone “special” for the first time, there is an infatuation, there is chemistry, there is exhilaration, there are hormones jumping every which way. We feel energized and vitalized, overwhelmed with joy, excitement and sexuality.

When we look into the eyes and face of someone who is as excited about us as we are about them, it makes us feel excited about ourselves. We see our idealized self in the smiling face looking back at us, and all of this contributes to our jumping into bed and jumping into relationships prematurely.

So caught up in the immediate gratification of the moment, we don’t consider the long-term consequences. We don’t take the time to do our due diligence. We don’t take the time to discover the real fabric of the person we have become intimately involved with.

Oftentimes, we see the red flags and warning signs that suggest to us that maybe we shouldn’t go down that road, but because we are so enamored, so exhilarated, so charged up with infatuation, chemistry and lust, and having, perhaps, been lonely for a very long time prior to meeting this person, we look the other way, our common sense and intuition go out the window and we sweep the red flags under the rug.

Eventually, sooner or later, the chickens come home to roost. When the chemistry settles down and the infatuation goes away, we are left with a lot of unanswered questions.

Who are these people? What do they really stand for? Do they really care about us? Do they care more about themselves? Are they loyal and trustworthy companions?

All the questions that should have been asked at the beginning are asked after we have committed a great deal of time, money and energy to the relationship.

THE SOLUTION IS DELAYED GRATIFICATION

Taking the time to see what’s actually going on before making a commitment is the critical component. We tend not to do this because we are afraid to confront those red flags, to challenge our newly-found partners to explain themselves, to define their ideologies, to detail their backgrounds and previous relationships, for fear that they may get defensive or angry, that they may go away, or that they may tell us something that will be so obvious we will not be able to ignore it and it will force us to go away.

Bottom line: it’s best we have the courage to ask these questions before getting involved in a relationship, even if it means our loneliness will linger longer, because it will serve us well in the long run and provide us with the opportunity of finding someone who is worthy of our love and capable of providing us with a stable relationship based on mutual respect and consideration which will sustain us until our end of days.

By: Walter Jacobson

About the Author:

Credit report dispute a personal experience. My name is Justin and I had to dispute my Credit report, let me give you some free tips and advice.

I found errors and outdated information on my credit report, If I did not fix this fast it could have severely damaged my credit score. If you are in the same position, don’t delay as you could hit with permanent credit score damage. Did you know that 79% of all credit reports contain errors! Yes, your not alone. A whopping 79% of all credit reports contain some type of report error. Did yo also know that up to 25% contain errors, this will most likely result in credit denials. Also, it could mean hiked interest rates and a direct loss employment opportunities!

Act Fast – But Smart So many of the great things in your life are related your personal credit score. From the street that you live on and even to the car that you drive. Actually, everything in your life is affected by your credit score.

Don’t Delay You need to write to the Credit Bureau and solve any errors as soon as possible. Let’s look at what you need to do.

What are the actions I need to take? You might already have a copy of your credit report as you know you have an error or mistake on your report and want to dispute it, Even if you do have a copy you need all three copies form the 3 credit report bureaus.

Best to get a 3 in 1 report as this will save time and money. Here are the prices:

Equifax, Get 3-in-1 Credit Report with Score Power $39.95 Experian – 3 Bureau Credit Report and PLUS Score for $34.95 TransUnion – A 3-in-1 Credit Report with FREE for $29.95
So, What’s the Process of disputing a claim? Easy!, just follow these helpful tips for a dispute:

Make sure you put everything in writing. Be sure to dispute each item in a separate letter. Include your name, address and Social Security number for verification. It’s wise to send all letters certified mail and return receipt requested. Be sure to make copies for your files. Don’t give up, be persistent and write several demand letters may be necessary. Know that credit bureaus are required to show disputed items as “Disputed” on your credit report. Provide enough information for the credit bureau to conduct their investigation. Finally, know that once negative items are removed you can request (make sure this is done, it’s very important) the credit bureau to send correction notices to anyone who has received your credit report in the past six months (two years for employment purposes).

If your dispute request unsuccessful? Do this: Send a “Statement of Dispute” – This will demonstrate that all your attempts at resolving the dispute have failed. So, file a dispute with the credit bureau’s National Consumer Assistance Center. For you to enter such a dispute just call the telephone number which included with your credit report or complete a “Reinvestigation Request” Consumer Response Center, FCRA, Federal Trade Commission, Washington, D.C. 20580

A final word, be warned about Illegal disputes It is considered illegal for you to change your social security number to obtain a clean bill of credit. so take not that If any company might suggest this type of credit repair be sure to report them to the authorities.

I sincerely hope that this article gives you with a few tips and provides you some good advice on filing a credit report dispute.

To get more advice and information on credit report dispute, or Credit Score and Credit Reports click on a www.credit-reporter.net [http://www.credit-reporter.net]

By: Justin Fox

About the Author:

Purchasing a new home is a huge milestone. Meeting with a real estate broker and a realtor may lead you down a path that you aren’t prepared for: you may find out that you cannot purchase a 2.5 million dollar home in the Hollywood hills (or other desired destination). Fear not! If you are told that your budget is less than you thought it would be, or you are realizing that your “dream home” is not within reach for your first home, don’t settle! You have a great chance of getting more bang for your buck with a foreclosure.

A foreclosure is a great option if you can’t find a home in your budget with the space you need and the taste you desire. Once you have established your budget, look $50 – $100 thousand dollars below it. If you start far below your budget you will be looking at homes that may need a bit of work, but have the space and the structure you need to design your dream home. This will leave room for improvement – perhaps for upgrading to a granite countertop. There is no reason to pay someone else to do work you are able to do yourself or easily hire a contractor to do for you.

While looking at a foreclosure, keep in mind that you may not have the entire picture of the property, so you should definitely have the property inspected. Research which projects will be the easiest to find workers and materials for. Cosmetic enhancements such as retiling a bathroom will likely require less time and money than enlarging the bathroom or reworking the layout. Keep in mind that you will need patience when going through the paperwork because you will often be dealing with a bank owned home. The contract portion of a foreclosed home can take longer than working directly with a home owner. If you are up for a bit of a challenge, with a great payoff, a foreclosure is right for you.

By: Gary Carlsen

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